Hoosier United Credit Union

 
Account Types
  • Share Savings

    The Share Savings account is great, whether you are looking to save money, or to have cash easily accessible for spending.

    A regular share savings is required for all members. This is where your membership "shares" are held. These "shares" make you a member/owner instead of a customer.

     

    Benefits of our Share Savings accounts include:

    • Dividends that are paid monthly (see Rates schedule for most current savings rates)
    • Accessible at our office locations, and Service Centers
    • Services available include: Visa® Debit Card, Perfect Teller Online Banking, Sybil Automated Phone Teller, and Direct Deposit
    • Give you eligibility to apply for other accounts, services, and loans!

     

  • HUCU Premier Checking Account Package

    The HUCU Premier Checking Account Package has several benefits to offer!

     

    Benefits of our "checking" accounts include:

    • FREE Debit Card with 24-hour ATM/Debit access
    • FREE Credit Bureau Report Analysis and Score
    • FREE First box of Checks
    • FREE Online Banking, Perfect Teller
    • FREE Mobile Banking, PT App
    • FREE Automated Phone Teller, Sybil
    • FREE first month of online bill-pay
    • FREE online check images
    • FREE unlimited check writing privelages
    • FREEdom from monthly maintenance fees
    • FREEdom from minimum balance requirements to open/maintain your account 
    • FREE account acccess at our office locations and Service Centers
    • And of course access to our other services 

     

  • Christmas Club

    The Christmas Club account is for those who want to save for the holidays throughout the year. This account encourages holiday savings!

    Benefits of our Christmas Club accounts include:

    • No minimum balance or deposits required
    • Dividends that are paid monthly (see our Rates page for the most current savings rates)
    • Funds are disbursed, the way you want, the first Friday in November
    • Savings encouraged with early withdrawal penalties
    • Withdrawals can only be processed through our office locations, to continue to promote savings
    • Direct Deposit Available
    • Deposits accepted anytime throughout the year
    • Knowing you will have money for the holidays!

     

  • Vacation Club

    The Vacation Club account is for those who have been setup with their contractor thru the IBEW Local 481 Electrical Union -or- those who would like an extra savings when they are ready to go on vacation!

    Benefits of our Vacation Club accounts include:

    • No minimum balance or deposits required
    • Dividends that are paid monthly (see our Rates page for the most current savings rates)
    • Funds are disbursed, the way you want, any time you want
    • Savings encouraged with no ATM access
    • Withdrawals can be processed through our locations and Service Centers for convenience
    • Direct Deposit Available
    • Deposits accepted anytime throughout the year
    • Knowing you will have money for that vacation or summer fun!

     

  • Special Savings

    Our Special Savings account is perfect when you need to have money separate from your other savings types. These are perfect for annual expense savings, special occasion savings, or just a way to have a little extra cash put back!

    Benefits of our Special Savings accounts include:

    • No minimum balance or deposits required
    • Dividends that are paid monthly (see our Rates page for the most current savings rates)
    • Direct Deposit Available
    • Accessible in our office or Service Center Locations
    • Make withdrawals anytime you like

     

  • Smart Start/Ultra Savings

    Our Smart Start, or Ultra, savings account is a way to promote general savings. These accounts reward no withdrawals by a slightly higher dividend rate. These are perfect to start for kids, or to save for something you want more than 12 months from now (like a down payment on a house or car, college expenses, or much more).

     

    Benefits/Requirements of our Smart Start / Ultra Savings account include:

    • A minimum balance of $250.00
    • Dividends that are paid monthly (see our Rates page for the most current savings rates)
    • Direct Deposit Available
    • Withdrawals only allowed every 12 months
    • Encourages Savings with an early withdrawal penalty

     

  • Money Market

    Our money market account is great for those with a higher savings balance. You can make as many deposits as you like, withdrawal up to 6 times a month, and earn higher dividends than just a regular savings. This account is also safe because it is not accessible through our debit cards, but you can move money around on Perfect Teller.

    Benefits / Requirements for our Money Market accounts include:

    • A minimum balance of $2,500
    • Different balance levels for various dividends (see our Rates page for the most current rates, and balance thresholds)
    • Dividends are paid monthly
    • Direct Deposit Available
    • Perfect Teller and Sybil Access to the account
    • Up to 6 withdrawals allowed, no penalty!
    • Rewards you for a higher balance
    • Stable and secure

     

  • Share Certificates

    Our share certificate accounts are perfect for those looking to do short term or long term investing and knowing what the return will be. We hold a certain dollar amount (over $1,000) in a certificate for a term of 6, 12, 18, or 24 months and pay you a fixed dividend rate every month. You can earn money without the worry of flexible investments.

    Benefits / Requirements of our Share Certificate accounts include:

    • Dividends that are paid monthly on your anniversary date of opening (see our Rates page for our most current rates per share certificate term)
    • Variable terms to meet your investing needs
    • Fixed rate for the duration of the share certificate
    • Maturity notification so you can decide to reinvest at the new rates, or to cash it out
    • Encouraged savings with withdrawal penalties
    • Higher dividend rates than our share savings account

     


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