Hoosier United Credit Union

 
Rates
  • Account Rates

    Account Type APR* APY* Minimum Balance to Earn APY
    Regular Savings 0.05% 0.05% $5.00
    Draft Checking NA NA NA
    Special Savings 0.05% 0.05% $0.00
    Vacation Club Savings 0.00% 0.00% $0.00
    Christmas Club Savings 0.05% 0.05% $0.00
    Smart Start Savings 0.10% 0.10% $250.00
    Money Market 0.15% 0.15% $2,500.00
    High Yield Money Market 0.30% 0.30% $50,001.00
    * APR = Annual Percentage Rate, APY = Annual Percentage Yield
    Effective Date: 2/23/2010, Rates Subject to Change without Notice
    Rates listed are rates paid for previous end of month. Rates are subject to change and approval prior to payment for current month.
    Early withdrawal penalties may apply, please contact us for more details

  • Certificate Rates

    Term APR* APY* Minimum Balance to Earn APY
    6 month 0.00% 0.00% $1,000.00
    12 month 0.05% 0.05% $1,000.00
    18 month 0.20% 0.20% $1,000.00
    24 month 0.50% 0.50% $1,000.00
    * APR - Annual Percentage Rate, APY=Annual Percentage Yield
    Effective Date: 7/30/2012, Rates Subject to Change without Notice
    Once rate locked in for term, fixed rate for single term only. Rates are set at CD renewal for CD term. Rates published are subject to change.
    Early withdrawal penalty applies, contact us for more details

  • Member Pricing Program: Vehicle Loans


    New
    (MODEL YEAR: 2013/2014, or Manufactured prior 2 years under 30,000 miles)

    Vehicle Type Current APR*
    (Based On Individual Credit)
    Term Options Maximum Financing
    (Average Retail Value)
    Auto           
    (Car, Truck, SUV)
    +/-   3.00% Up to 60 months 80 -100 %
      +/-   4.00% 61 - 72 months
    (financing $30,000+)
    80 - 100 %
     Motorcycle +/-   3.00% Up to 60 months 80 - 100 %
      +/-   4.00% 61 - 72 months
    (financing $30,000+)
    80 - 100 %
     Alternative Vehicle
    (Boat, ATV, 4-Wheeler)
    +/-   3.50% Up to 60 months 80 %


    Used
    (MODEL YEAR: 2012 AND OLDER)

    Year Vehicle Type Current APR*
    (Based on Individual Credit)
    Term Options Maximum Financing
    (Average Retail Value)
    2007 - 2012 Auto
    Motorcycle
    +/-   3.25% Up to 60 months 80 - 100 %
      Alternative +/-   3.75% Up to 60 months 80 %
     2004 - 2006 Auto
    Motorcycle
    +/-   4.25% Up to 48 months 80 - 100 %
      Alternative +/-   4.75% Up to 48 months 80 %
    2001 - 2003 Auto
    Motorcycle
    +/-   5.25% Up to 48 months 80 - 100 %
      Alternative +/-   5.75% Up to 48 months 80 %
    2000  and  older Auto
    Motorcycle
    +/-   8.00% Up to 36 months 80 - 100 %
      Alternative +/-   8.00% Up to 36 months 80 %



    * APR= Annual Percentage Rate, +/- signifies that these are the established base rates offered to HUCU borrowers. (Base rates are based on 48 month term) Individual rates will be adjusted higher or lower than displayed determined by borrower individual credit score and credit history. Some borrowers will not qualify for base rates. Interest Rates are Subject to Change without Notice. Current HUCU loans may be refinanced per borrower request, but are subject to $100 refinance fee.
    Effective Date: 8/22/2013
    Contact Us for more details and discounted rate info

  • Member Pricing Program: Loans

    Loan Type Current APR*
    (Based on Individual Credit)
    Limits
    (Available up to)
    Share Secured Share Dividend Rate + 2.00% N/A
    Line of Credit +/-   7.00% $5,000.00
    Overdraft Line of Credit +/-   7.00% $5,000.00
    Personal +/-   8.50% $5,000.00
    Visa Credit Card +/-   10.9% $10,000.00



    * APR= Annual Percentage Rate, +/- signifies that these are the established base rates offered to HUCU borrowers. Individual rates will be adjusted higher or lower determined by borrower individual credit score and credit history. Some borrowers will not qualify for base rates. Interest rates are subject to change without notice. Current HUCU loans may be refinanced per member request, but are subject to $100 refinance fee.
    Effective Date: 8/3/2011
    Contact us for more details

© 2014 Hoosier United Credit Union
Phone (317) 923-4747 // Fax (317) 923-4830
Privacy Policy | Fee Schedule

TruStage Facebook Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Association, a U.S. Government Agency Credit Union website design and hosting.